{"id":7500,"date":"2026-06-08T09:34:51","date_gmt":"2026-06-08T09:34:51","guid":{"rendered":"https:\/\/enduranceimmobilier.mwhost.ca\/non-classe\/tardif-index-may-2026-montreals-market-in-1-number\/"},"modified":"2026-11-11T14:57:42","modified_gmt":"2026-11-11T14:57:42","slug":"tardif-index-may-2026-montreals-market-in-1-number","status":"publish","type":"post","link":"https:\/\/enduranceimmobilier.mwhost.ca\/en\/tardif-index\/tardif-index-may-2026-montreals-market-in-1-number\/","title":{"rendered":"Tardif Index May 2026: Montreal&#8217;s Market in 1 Number"},"content":{"rendered":"\n\n\n\n<meta charset=\"UTF-8\"\/>\n<meta name=\"viewport\" content=\"width=device-width, initial-scale=1.0\"\/>\n<title>Indice Tardif mai 2026 : le march\u00e9 de Montr\u00e9al en 1 chiffre<\/title>\n<meta name=\"description\" content=\"En mai 2026, le march\u00e9 r\u00e9sidentiel de l'\u00eele de Montr\u00e9al est \u00e9quilibr\u00e9 (Indice Tardif 50,3\/100), mais l'offre se resserre. Chiffres, cat\u00e9gories et contexte expliqu\u00e9s.\"\/>\n<meta property=\"og:title\" content=\"Indice Tardif mai 2026 : le march\u00e9 de Montr\u00e9al en 1 chiffre\"\/>\n<meta property=\"og:description\" content=\"March\u00e9 \u00e9quilibr\u00e9 \u00e0 50,3\/100, mais l'offre se resserre. Le march\u00e9 r\u00e9sidentiel de l'\u00eele de Montr\u00e9al expliqu\u00e9 simplement, chiffres \u00e0 l'appui.\"\/>\n<meta property=\"og:type\" content=\"article\"\/>\n<meta property=\"og:url\" content=\"https:\/\/enduranceimmobilier.mwhost.ca\/indice-tardif\/indice-tardif-mai-2026\/\"\/>\n<meta property=\"og:site_name\" content=\"Endurance Groupe Immobilier\"\/>\n<meta property=\"og:image\" content=\"https:\/\/enduranceimmobilier.mwhost.ca\/images\/indice-tardif-mai-2026-1200x630.jpg\"\/>\n<meta property=\"article:published_time\" content=\"2026-06-04T07:30:00-04:00\"\/>\n<meta property=\"article:author\" content=\"David Tardif\"\/>\n<meta property=\"article:section\" content=\"Indice Tardif\"\/>\n<meta name=\"twitter:card\" content=\"summary_large_image\"\/>\n<meta name=\"twitter:title\" content=\"Indice Tardif mai 2026 : Montr\u00e9al en 1 chiffre\"\/>\n<meta name=\"twitter:description\" content=\"March\u00e9 \u00e9quilibr\u00e9 \u00e0 50,3\/100, mais l'offre se resserre. Explications et chiffres.\"\/>\n<meta name=\"twitter:image\" content=\"https:\/\/enduranceimmobilier.mwhost.ca\/images\/indice-tardif-mai-2026-1200x630.jpg\"\/>\n<link rel=\"canonical\" href=\"https:\/\/enduranceimmobilier.mwhost.ca\/indice-tardif\/indice-tardif-mai-2026\/\"\/>\n<link href=\"https:\/\/fonts.googleapis.com\/css2?family=Playfair+Display:ital,wght@0,400;0,700;1,400&amp;family=Syne:wght@400;600;700;800&amp;family=Inter:wght@300;400;500&amp;display=swap\" rel=\"stylesheet\"\/>\n<style>\n  :root {\n    --meleze: #599564;\n    --meleze-dark: #4E8057;\n    --meleze-light: rgba(89,149,100,0.1);\n    --crepuscule: #0B2340;\n    --eau-de-vie: #007CBB;\n    --tundra: #FFFFFF;\n    --ardoise: #131E29;\n    --ardoise-2: #162232;\n    --ardoise-3: #1c2d3e;\n    --text-body: rgba(255,255,255,0.68);\n    --text-muted: rgba(255,255,255,0.38);\n    --border: rgba(255,255,255,0.07);\n    --border-mid: rgba(255,255,255,0.12);\n  }\n  *, *::before, *::after { margin: 0; padding: 0; box-sizing: border-box; }\n  html { scroll-behavior: smooth; overflow-x: hidden; }\n  body { font-family: 'Inter', sans-serif; background: var(--ardoise); color: var(--text-body); font-size: 16px; line-height: 1.8; -webkit-font-smoothing: antialiased; overflow-x: hidden; max-width: 100vw; }\n\n  \/* \u2500\u2500 HERO \u2500\u2500 *\/\n  .hero { position: relative; padding: 80px 0 0; overflow: hidden;padding:100px; }\n  .hero-bg {\n    position: absolute; inset: 0;\n    background:\n      radial-gradient(ellipse 50% 70% at 90% 10%, rgba(89,149,100,0.07) 0%, transparent 55%),\n      repeating-linear-gradient(90deg, transparent, transparent 79px, rgba(255,255,255,0.02) 79px, rgba(255,255,255,0.02) 80px);\n    pointer-events: none;\n  }\n  .hero-inner { max-width: 1140px; margin: 0 auto; padding: 0 40px; position: relative; z-index: 1; }\n  .hero-eyebrow { display: inline-flex; align-items: center; gap: 10px; font-family: 'Syne', sans-serif; font-size: 11px; font-weight: 700; letter-spacing: 0.18em; text-transform: uppercase; 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border-radius: 8px; text-align: center; transition: background .15s, transform .1s; }\n  .btn-primary:hover { background: var(--meleze-dark); transform: translateY(-1px); }\n\n  \/* \u2500\u2500 PAGE BODY \u2500\u2500 *\/\n  .page-body { max-width: 1140px; margin: 0 auto; padding: 0 40px 100px; display: grid; grid-template-columns: 1fr 280px; gap: 80px; align-items: start; }\n\n  .sidebar { position: sticky; top: 32px; padding-top: 64px; display: flex; flex-direction: column; gap: 16px; }\n  .sidebar-card { background: linear-gradient(145deg, var(--ardoise-3), var(--crepuscule)); border: 1px solid rgba(0,124,187,0.18); border-radius: 16px; padding: 26px; }\n  .sidebar-badge { display: inline-flex; align-items: center; gap: 6px; font-family: 'Syne', sans-serif; font-size: 10px; font-weight: 700; letter-spacing: 0.1em; text-transform: uppercase; color: var(--meleze); background: var(--meleze-light); border: 1px solid rgba(89,149,100,0.22); padding: 4px 10px; border-radius: 100px; margin-bottom: 14px; }\n  .sidebar-card p { font-size: 13.5px; color: var(--text-body); line-height: 1.7; margin-bottom: 16px; }\n\n  \/* \u2500\u2500 CONTENT \u2500\u2500 *\/\n  .content { padding-top: 64px; }\n  .content h2 { font-family: 'Playfair Display', serif; font-size: clamp(22px, 2.8vw, 32px); font-weight: 700; color: var(--tundra); line-height: 1.2; margin-bottom: 22px; padding-top: 68px; position: relative; }\n  .content h2::before { content: attr(data-num); position: absolute; top: 64px; left: -48px; font-family: 'Syne', sans-serif; font-size: 10px; font-weight: 700; color: var(--meleze); letter-spacing: 0.1em; opacity: 0.65; }\n  .content h3 { font-family: 'Syne', sans-serif; font-size: 13.5px; font-weight: 700; letter-spacing: 0.06em; color: var(--tundra); text-transform: uppercase; margin-top: 40px; margin-bottom: 16px; display: flex; align-items: center; gap: 12px; }\n  .content h3::before { content: ''; display: block; width: 18px; height: 2px; background: var(--meleze); flex-shrink: 0; }\n  .content p { font-size: 15.5px; color: var(--text-body); line-height: 1.85; margin-bottom: 16px; }\n  .content p:last-child { margin-bottom: 0; }\n  .content a { color: var(--tundra); text-decoration: none; border-bottom: 1px solid rgba(89,149,100,0.45); padding-bottom: 1px; transition: color .15s, border-color .15s; }\n  .content a:hover { color: var(--meleze); border-color: var(--meleze); }\n  .content strong { color: var(--tundra); font-weight: 600; }\n  .content em { font-style: italic; }\n\n  .section-divider { display: flex; align-items: center; gap: 14px; margin: 52px 0 0; }\n  .section-divider::before, .section-divider::after { content: ''; flex: 1; height: 1px; background: var(--border); }\n  .section-divider span { width: 5px; height: 5px; border-radius: 50%; background: var(--meleze); flex-shrink: 0; }\n\n  \/* \u2500\u2500 COMPOSANTES 40\/30\/30 \u2500\u2500 *\/\n  .composantes-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 12px; margin: 24px 0 28px; }\n  .comp-card { background: var(--ardoise-2); 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}\n  .faq-a { font-size: 15px; color: var(--text-body); line-height: 1.82; }\n\n  \/* \u2500\u2500 DISCLAIMER \/ SIGNATURE \u2500\u2500 *\/\n  .disclaimer { background: rgba(255,255,255,0.02); border: 1px solid var(--border); border-radius: 10px; padding: 16px 20px; margin: 32px 0 16px; font-size: 13px; color: rgba(255,255,255,0.38); line-height: 1.75; font-style: italic; }\n  .signature { font-size: 13px; color: var(--text-muted); line-height: 1.7; }\n  .signature a { color: var(--meleze); border-bottom: none; }\n\n  \/* \u2500\u2500 RESPONSIVE \u2500\u2500 *\/\n  @media (max-width: 900px) {\n    .hero-intro { grid-template-columns: 1fr; }\n    .hero-card { position: static; }\n    .page-body { grid-template-columns: 1fr; gap: 0; padding: 0 16px 80px; }\n    .sidebar { display: none; }\n    .hero-inner { padding: 0 16px; }\n    .content h2::before { display: none; }\n    .composantes-grid { grid-template-columns: 1fr; }\n    .forces-grid { grid-template-columns: 1fr; }\n    .revenus-card { grid-template-columns: 1fr; }\n    .hero-score { font-size: 48px; }\n    .hero-score-row { gap: 12px; }\n    .hero { padding: 48px 0 0; }\n    .content { padding-top: 40px; }\n    .content h2 { padding-top: 48px; }\n    .content h2::before { top: 44px; }\n  }\n<\/style>\n\n\n\n<div class=\"hero\">\n  <div class=\"hero-bg\"><\/div>\n  <div class=\"hero-inner\">\n    <div class=\"hero-eyebrow\">\u00c9dition mensuelle \u00b7 Mai 2026<\/div>\n    <h1>L&#8217;Indice Tardif \u2014 Mai 2026 : un march\u00e9 <em>\u00e9quilibr\u00e9<\/em>, mais sous tension sur l&#8217;\u00eele de Montr\u00e9al<\/h1>\n\n    <div class=\"hero-score-row\">\n      <div class=\"hero-score\">50,3<span> \/100<\/span><\/div>\n      <div class=\"hero-score-meta\">\n        <div class=\"zone-badge\"><span class=\"zone-dot\"><\/span>Zone \u00e9quilibr\u00e9e<\/div>\n        <div class=\"score-date\">Publi\u00e9 le 4 juin 2026 \u00b7 Donn\u00e9es mai 2026<\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"hero-intro\">\n      <div class=\"hero-intro-lede\">\n        <strong>En bref :<\/strong> en mai 2026, L&#8217;Indice Tardif s&#8217;\u00e9tablit \u00e0 50,3 sur 100 \u2014 la zone \u00e9quilibr\u00e9e. Ni les acheteurs ni les vendeurs n&#8217;ont l&#8217;avantage. Mais derri\u00e8re ce chiffre tranquille, une dynamique plus int\u00e9ressante se dessine : la demande tient, pendant que l&#8217;offre se resserre.\n      <\/div>\n      <div class=\"hero-card\">\n        <div class=\"hero-card-label\">Dans cet article<\/div>\n        <ul class=\"toc-items\">\n          <li><a href=\"#balancoire\">De quel c\u00f4t\u00e9 penche le march\u00e9?<\/a><\/li>\n          <li><a href=\"#chiffre\">Le chiffre de mai 2026<\/a><\/li>\n          <li><a href=\"#ingredients\">Les trois ingr\u00e9dients<\/a><\/li>\n          <li><a href=\"#categories\">Le d\u00e9tail par cat\u00e9gorie<\/a><\/li>\n          <li><a href=\"#contexte\">Le contexte \u00e9conomique<\/a><\/li>\n          <li><a href=\"#retenir\">Ce qu&#8217;il faut retenir<\/a><\/li>\n          <li><a href=\"#methodologie\">M\u00e9thodologie<\/a><\/li>\n          <li><a href=\"#faq\">Questions fr\u00e9quentes<\/a><\/li>\n        <\/ul>\n        <div class=\"toc-cta\">\n          <a href=\"https:\/\/enduranceimmobilier.mwhost.ca\/indice-tardif\/methodologie\/\" class=\"btn-primary\">Voir la m\u00e9thodologie<\/a>\n        <\/div>\n      <\/div>\n    <\/div>\n  <\/div>\n<\/div>\n\n<div class=\"page-body\">\n  <article class=\"content\" itemscope=\"\" itemtype=\"https:\/\/schema.org\/Article\">\n\n    <div id=\"balancoire\">\n      <h2 data-num=\"01\">De quel c\u00f4t\u00e9 penche le march\u00e9?<\/h2>\n      <p>Avant les chiffres, l&#8217;id\u00e9e de base. Un march\u00e9 immobilier, c&#8217;est une balan\u00e7oire entre ceux qui veulent acheter et ceux qui veulent vendre. Quand les acheteurs sont nombreux et les propri\u00e9t\u00e9s rares, la balan\u00e7oire penche vers les vendeurs : les prix montent, \u00e7a se vend vite. Quand c&#8217;est l&#8217;inverse, elle penche vers les acheteurs : les prix ralentissent, on peut n\u00e9gocier. Et entre les deux, il y a l&#8217;\u00e9quilibre.<\/p>\n      <p>L&#8217;Indice Tardif r\u00e9sume de quel c\u00f4t\u00e9 penche cette balan\u00e7oire en un seul chiffre, de 0 \u00e0 100. Plus on s&#8217;approche de 0, plus les acheteurs ont le dessus; plus on monte vers 100, plus ce sont les vendeurs. Le milieu, autour de 50, c&#8217;est l&#8217;\u00e9quilibre.<\/p>\n    <\/div>\n\n    <div class=\"section-divider\"><span><\/span><\/div>\n\n    <div id=\"chiffre\">\n      <h2 data-num=\"02\">Le chiffre de mai 2026 : 50,3<\/h2>\n      <p>Ce mois-ci, l&#8217;aiguille est \u00e0 <strong>50,3<\/strong> \u2014 en plein c\u0153ur de la zone \u00e9quilibr\u00e9e. Sur le papier, un march\u00e9 calme.<\/p>\n      <p>Mais \u00ab calme \u00bb ne raconte pas toute l&#8217;histoire. Sous ce 50,3, deux forces se tirent dessus. D&#8217;un c\u00f4t\u00e9, la demande reste solide : les gens veulent encore acheter, et ce qui se vend, se vend \u00e0 un bon rythme. De l&#8217;autre, il y a de moins en moins de propri\u00e9t\u00e9s mises en vente \u2014 les nouvelles inscriptions reculent d&#8217;environ 7 % par rapport \u00e0 l&#8217;an dernier. L&#8217;offre se resserre tranquillement.<\/p>\n\n      <div class=\"pull\">L&#8217;image : un buffet o\u00f9 il y a toujours autant de monde affam\u00e9, mais o\u00f9 l&#8217;on a commenc\u00e9 \u00e0 retirer des plats de la table. Pour l&#8217;instant, tout le monde mange encore. Mais c&#8217;est l&#8217;offre \u2014 et non la demande \u2014 qui d\u00e9cidera de la suite.<\/div>\n    <\/div>\n\n    <div class=\"section-divider\"><span><\/span><\/div>\n\n    <div id=\"ingredients\">\n      <h2 data-num=\"03\">D&#8217;o\u00f9 vient ce chiffre? Les trois ingr\u00e9dients<\/h2>\n      <p>L&#8217;Indice Tardif combine trois mesures, pond\u00e9r\u00e9es 40\/30\/30. Voici chacune, en mots simples.<\/p>\n\n      <div class=\"composantes-grid\">\n        <div class=\"comp-card\">\n          <div class=\"comp-weight\">40 % \u00b7 Absorption<\/div>\n          <div class=\"comp-val\">59 %<\/div>\n          <div class=\"comp-label\">SNLR \u2014 ratio ventes sur nouvelles inscriptions. Penche l\u00e9g\u00e8rement vers les vendeurs.<\/div>\n        <\/div>\n        <div class=\"comp-card\">\n          <div class=\"comp-weight\">30 % \u00b7 Expirations<\/div>\n          <div class=\"comp-val\">21,3 %<\/div>\n          <div class=\"comp-label\">Part d&#8217;inscriptions sans preneur. Mod\u00e9r\u00e9 \u2014 signal neutre.<\/div>\n        <\/div>\n        <div class=\"comp-card\">\n          <div class=\"comp-weight\">30 % \u00b7 Momentum<\/div>\n          <div class=\"comp-val\">\u22123,2 %<\/div>\n          <div class=\"comp-label\">Ventes vs m\u00eame mois l&#8217;an dernier. Le march\u00e9 roule un peu moins vite.<\/div>\n        <\/div>\n      <\/div>\n\n      <h3>1. Est-ce que \u00e7a se vend? (40 %)<\/h3>\n      <p>On compare le nombre de propri\u00e9t\u00e9s vendues au nombre de nouvelles propri\u00e9t\u00e9s mises en vente. Le terme technique est le <em>ratio ventes sur nouvelles inscriptions<\/em>, ou SNLR. En mai, il est \u00e0 <strong>59 %<\/strong> : pour 100 propri\u00e9t\u00e9s nouvellement affich\u00e9es, l&#8217;\u00e9quivalent de 59 ventes. C&#8217;est un rythme sain, qui penche l\u00e9g\u00e8rement du c\u00f4t\u00e9 des vendeurs.<\/p>\n\n      <h3>2. Est-ce que des propri\u00e9t\u00e9s abandonnent? (30 %)<\/h3>\n      <p>Quand une propri\u00e9t\u00e9 reste affich\u00e9e des mois sans trouver preneur, le vendeur finit parfois par retirer l&#8217;affiche. On appelle \u00e7a une <em>expiration<\/em>. Un fort taux d&#8217;expirations signale un march\u00e9 mou, favorable aux acheteurs. En mai, ce ratio est de <strong>21,3 %<\/strong>.<\/p>\n\n      <h3>3. Est-ce qu&#8217;on acc\u00e9l\u00e8re ou on ralentit? (30 %)<\/h3>\n      <p>On compare le volume de ventes de ce mois avec le m\u00eame mois l&#8217;an dernier \u2014 le <em>momentum annuel<\/em>. Comme une voiture : rouler \u00e0 100 km\/h en acc\u00e9l\u00e9rant n&#8217;est pas la m\u00eame chose qu&#8217;\u00e0 100 km\/h en freinant. En mai, le momentum est de <strong>\u22123,2 %<\/strong> : le march\u00e9 roule un peu moins vite qu&#8217;il y a un an.<\/p>\n    <\/div>\n\n    <div class=\"section-divider\"><span><\/span><\/div>\n\n    <div id=\"categories\">\n      <h2 data-num=\"04\">Le d\u00e9tail par cat\u00e9gorie<\/h2>\n      <p>L&#8217;indice descend jusqu&#8217;au type de propri\u00e9t\u00e9 et \u00e0 l&#8217;arrondissement. Voici les grandes cat\u00e9gories de mai 2026, sur l&#8217;\u00eele de Montr\u00e9al.<\/p>\n\n      <div class=\"table-wrap\">\n        <figure>\n          <table>\n            <thead>\n              <tr>\n                <th>Cat\u00e9gorie<\/th>\n                <th>Ventes<\/th>\n                <th>Prix m\u00e9dian<\/th>\n                <th>D\u00e9lai m\u00e9dian<\/th>\n                <th>N\u00e9gociation<\/th>\n              <\/tr>\n            <\/thead>\n            <tbody>\n              <tr><td>Copropri\u00e9t\u00e9<\/td><td>777<\/td><td>480 000 $<\/td><td>46 jours<\/td><td>98,0 %<\/td><\/tr>\n              <tr><td>Unifamiliale<\/td><td>431<\/td><td>779 000 $<\/td><td>37 jours<\/td><td>98,0 %<\/td><\/tr>\n              <tr><td>Duplex<\/td><td>135<\/td><td>850 000 $<\/td><td>42 jours<\/td><td>98,8 %<\/td><\/tr>\n              <tr><td>Triplex<\/td><td>80<\/td><td>950 000 $<\/td><td>45 jours<\/td><td>96,8 %<\/td><\/tr>\n              <tr><td>4-plex<\/td><td>33<\/td><td>1 060 000 $<\/td><td>58 jours<\/td><td>96,4 %<\/td><\/tr>\n            <\/tbody>\n          <\/table>\n          <figcaption>M\u00e9dianes calcul\u00e9es sur les ventes fermes du mois, born\u00e9es aux extr\u00eames pour \u00e9viter qu&#8217;une poign\u00e9e de transactions hors norme ne d\u00e9forme le portrait.<\/figcaption>\n        <\/figure>\n      <\/div>\n\n      <p>Le \u00ab ratio de n\u00e9gociation \u00bb est le prix de vente m\u00e9dian rapport\u00e9 au dernier prix demand\u00e9. \u00c0 environ <strong>98 %<\/strong>, il indique que les vendeurs dont le prix est align\u00e9 sur les comparables obtiennent l&#8217;essentiel de leurs attentes.<\/p>\n\n      <h3>Les immeubles \u00e0 logements (5 et plus)<\/h3>\n      <p>Pour un gros immeuble, le prix total ne veut pas dire grand-chose : un 5-logements et un 20-logements ne se comparent pas. On utilise donc le <em>prix par porte<\/em> \u2014 le prix divis\u00e9 par le nombre de logements. En mai, sur 33 ventes fermes de cinq logements et plus, le prix par porte m\u00e9dian s&#8217;\u00e9tablit \u00e0 <strong>219 893 $<\/strong>, et le multiplicateur de revenu brut (le prix rapport\u00e9 aux revenus de l&#8217;immeuble) \u00e0 <strong>16,72x<\/strong>.<\/p>\n\n      <div class=\"revenus-card\">\n        <div class=\"rev-stat\">\n          <div class=\"rv\">219 893 $<\/div>\n          <div class=\"rl\">Prix m\u00e9dian par porte \u00b7 5 logements et plus<\/div>\n        <\/div>\n        <div class=\"rev-stat\">\n          <div class=\"rv\">16,72x<\/div>\n          <div class=\"rl\">Multiplicateur de revenu brut (MRB) \u00b7 Mai 2026<\/div>\n        <\/div>\n      <\/div>\n    <\/div>\n\n    <div class=\"section-divider\"><span><\/span><\/div>\n\n    <div id=\"contexte\">\n      <h2 data-num=\"05\">Ce qui fait bouger le march\u00e9 : le contexte \u00e9conomique<\/h2>\n      <p>L&#8217;indice mesure la temp\u00e9rature du march\u00e9. Mais qu&#8217;est-ce qui chauffe ou refroidit la pi\u00e8ce? Cinq forces.<\/p>\n\n      <div class=\"forces-grid\">\n        <div class=\"force-card\">\n          <h4>Taux d&#8217;int\u00e9r\u00eat<\/h4>\n          <p>La Banque du Canada maintient son taux directeur \u00e0 <strong>2,25 %<\/strong>. Un taux hypoth\u00e9caire fixe 5 ans tourne autour de 4 %. \u00c0 ce niveau, emprunter reste abordable.<\/p>\n        <\/div>\n        <div class=\"force-card\">\n          <h4>Emploi<\/h4>\n          <p>Ch\u00f4mage \u00e0 <strong>6,2 % au Qu\u00e9bec<\/strong> et <strong>7,7 % \u00e0 Montr\u00e9al<\/strong> \u2014 son plus haut depuis 2016 hors pand\u00e9mie. La demande devient plus prudente.<\/p>\n        <\/div>\n        <div class=\"force-card\">\n          <h4>PIB et inflation<\/h4>\n          <p>Croissance d&#8217;environ <strong>1,2 %<\/strong> \u2014 sans r\u00e9cession ni euphorie. Inflation \u00e0 <strong>2,4 %<\/strong>, sous contr\u00f4le. Pas de choc \u00e0 craindre c\u00f4t\u00e9 emprunt dans l&#8217;imm\u00e9diat.<\/p>\n        <\/div>\n        <div class=\"force-card\">\n          <h4>Population<\/h4>\n          <p>Immigration permanente r\u00e9duite \u00e0 ~45 000 admissions. Montr\u00e9al continue de perdre des r\u00e9sidents au profit des r\u00e9gions. Le vent de dos qui poussait la demande montr\u00e9alaise faiblit.<\/p>\n        <\/div>\n      <\/div>\n\n      <h3>Les taux d&#8217;int\u00e9r\u00eat<\/h3>\n      <p>C&#8217;est le levier le plus puissant. La Banque du Canada maintient son taux directeur \u00e0 <strong>2,25 %<\/strong>, et un taux hypoth\u00e9caire fixe 5 ans tourne autour de 4 %. \u00c0 ce niveau, emprunter reste abordable : les taux soutiennent la demande plut\u00f4t que de l&#8217;\u00e9touffer. Les taux ne fixent pas le prix d&#8217;une maison, mais ils d\u00e9cident de combien de maison on peut s&#8217;offrir.<\/p>\n\n      <h3>L&#8217;emploi<\/h3>\n      <p>Pour acheter, il faut un revenu stable et la confiance qu&#8217;il durera. En avril 2026, le taux de ch\u00f4mage atteignait <strong>6,2 % au Qu\u00e9bec<\/strong> et <strong>7,7 % dans la r\u00e9gion de Montr\u00e9al<\/strong> \u2014 son plus haut niveau depuis 2016, en excluant la p\u00e9riode de pand\u00e9mie. Quand le ch\u00f4mage grimpe ainsi, la demande ne dispara\u00eet pas, mais elle devient plus prudente.<\/p>\n\n      <h3>Le PIB et l&#8217;inflation<\/h3>\n      <p>L&#8217;\u00e9conomie cro\u00eet d&#8217;environ 1,2 % \u2014 un rythme mou, sans r\u00e9cession ni euphorie. L&#8217;inflation, \u00e0 2,4 %, est sous contr\u00f4le, ce qui est une bonne nouvelle pour l&#8217;immobilier : tant qu&#8217;elle reste calme, la Banque du Canada n&#8217;a pas de raison de remonter brutalement les taux. Pas de choc \u00e0 craindre c\u00f4t\u00e9 emprunt dans l&#8217;imm\u00e9diat.<\/p>\n\n      <h3>La population<\/h3>\n      <p>Plus il y a de monde, plus il y a de demande de logement. Trois mouvements vont aujourd&#8217;hui dans le m\u00eame sens. Le Qu\u00e9bec vise une immigration permanente r\u00e9duite, autour de 45 000 admissions par ann\u00e9e, et encadre davantage l&#8217;immigration temporaire. En parall\u00e8le, les mouvements internes d\u00e9favorisent les grands centres : en 2024-2025, 182 500 personnes ont chang\u00e9 de r\u00e9gion administrative au Qu\u00e9bec, et Montr\u00e9al comme Laval continuent de perdre des r\u00e9sidents au profit des r\u00e9gions. Le vent de dos qui poussait la demande montr\u00e9alaise faiblit.<\/p>\n    <\/div>\n\n    <div class=\"section-divider\"><span><\/span><\/div>\n\n    <div id=\"retenir\">\n      <h2 data-num=\"06\">Que faut-il en retenir?<\/h2>\n      <p>Un plancher solide \u2014 des taux raisonnables, une inflation calme \u2014 emp\u00eache le march\u00e9 de tomber. Mais trois signaux de prudence \u2014 un ch\u00f4mage en hausse, une \u00e9conomie au ralenti, une demande dont les moteurs se referment \u2014 l&#8217;emp\u00eachent de s&#8217;emballer.<\/p>\n      <p>Le r\u00e9sultat n&#8217;est pas un krach. C&#8217;est un march\u00e9 plus <strong>s\u00e9lectif<\/strong> : la demande existe toujours, mais elle est plus prudente, plus sensible au prix, plus exigeante sur la qualit\u00e9 r\u00e9elle du produit. Le bien correct, bien situ\u00e9, bien \u00e9valu\u00e9, se vend encore tr\u00e8s bien. Le bien moyen au prix trop ambitieux attend.<\/p>\n\n      <div class=\"pull\">\u00c0 surveiller dans les prochaines \u00e9ditions : si le recul des nouvelles inscriptions se poursuit, la pression pourrait faire glisser l&#8217;indice vers la zone vendeur. L&#8217;Indice Tardif ne pr\u00e9dit pas ce basculement \u2014 il le signalera, mois apr\u00e8s mois, s&#8217;il se produit.<\/div>\n    <\/div>\n\n    <div class=\"section-divider\"><span><\/span><\/div>\n\n    <div id=\"methodologie\">\n      <h2 data-num=\"07\">M\u00e9thodologie en bref<\/h2>\n      <p>L&#8217;Indice Tardif est un indicateur hebdomadaire et mensuel des conditions transactionnelles du march\u00e9 r\u00e9sidentiel de l&#8217;\u00eele de Montr\u00e9al \u2014 les 19 arrondissements et les 15 villes li\u00e9es. Il combine trois composantes pond\u00e9r\u00e9es 40\/30\/30 (ventes sur nouvelles inscriptions, expirations, momentum annuel) en un score de 0 \u00e0 100. Les ventes sont comptabilis\u00e9es sur la base des ventes fermes du mois, dont la majorit\u00e9 ne sont pas encore notari\u00e9es : cette base refl\u00e8te le march\u00e9 courant plut\u00f4t qu&#8217;un portrait d\u00e9cal\u00e9. Les m\u00e9dianes par segment ne sont publi\u00e9es qu&#8217;au-del\u00e0 de dix transactions. La <a href=\"https:\/\/enduranceimmobilier.mwhost.ca\/indice-tardif\/methodologie\/\">m\u00e9thodologie compl\u00e8te est publi\u00e9e ici<\/a>. L&#8217;indicateur est compl\u00e9mentaire au Centris HPI et aux statistiques de l&#8217;APCIQ.<\/p>\n    <\/div>\n\n    <div class=\"section-divider\"><span><\/span><\/div>\n\n    <div id=\"faq\">\n      <h2 data-num=\"08\">Questions fr\u00e9quentes<\/h2>\n\n      <div class=\"faq-item\">\n        <div class=\"faq-q\">Le march\u00e9 de Montr\u00e9al favorise-t-il les acheteurs ou les vendeurs en mai 2026?<\/div>\n        <div class=\"faq-a\">Ni l&#8217;un ni l&#8217;autre de fa\u00e7on marqu\u00e9e. \u00c0 50,3 sur 100, le march\u00e9 est en zone \u00e9quilibr\u00e9e. La nuance : l&#8217;offre se resserre (nouvelles inscriptions en recul d&#8217;environ 7 % sur un an), ce qui pourrait, avec le temps, faire pencher la balance vers les vendeurs.<\/div>\n      <\/div>\n      <div class=\"faq-item\">\n        <div class=\"faq-q\">Que signifie un score de 50,3?<\/div>\n        <div class=\"faq-a\">Le score va de 0 (march\u00e9 fortement \u00e0 l&#8217;avantage des acheteurs) \u00e0 100 (fortement \u00e0 l&#8217;avantage des vendeurs). Entre 41 et 60, on parle de zone \u00e9quilibr\u00e9e : ni acheteurs ni vendeurs n&#8217;ont l&#8217;avantage net.<\/div>\n      <\/div>\n      <div class=\"faq-item\">\n        <div class=\"faq-q\">Quelles villes sont couvertes par L&#8217;Indice Tardif?<\/div>\n        <div class=\"faq-a\">Le territoire de l&#8217;\u00eele de Montr\u00e9al : les 19 arrondissements de la Ville de Montr\u00e9al et les 15 villes li\u00e9es.<\/div>\n      <\/div>\n      <div class=\"faq-item\">\n        <div class=\"faq-q\">Quelle est la diff\u00e9rence entre L&#8217;Indice Tardif et le Centris HPI?<\/div>\n        <div class=\"faq-a\">Le Centris HPI mesure surtout l&#8217;\u00e9volution des prix. L&#8217;Indice Tardif mesure le rapport de force entre l&#8217;offre et la demande \u2014 les conditions transactionnelles \u2014 et descend au niveau de l&#8217;arrondissement. Les deux sont compl\u00e9mentaires.<\/div>\n      <\/div>\n\n      <div class=\"disclaimer\">\n        L&#8217;Indice Tardif est un indicateur statistique des conditions transactionnelles observ\u00e9es sur l&#8217;\u00eele de Montr\u00e9al. Il ne constitue ni une opinion de valeur, ni une analyse comparative de march\u00e9 au sens de la r\u00e9glementation OACIQ, ni un conseil professionnel sur un bien sp\u00e9cifique. Pour toute d\u00e9cision d&#8217;achat, de vente ou d&#8217;inscription, consultez un courtier immobilier inscrit \u00e0 l&#8217;OACIQ qui r\u00e9alisera une analyse adapt\u00e9e \u00e0 votre situation et au bien concern\u00e9.\n      <\/div>\n      <p class=\"signature\">Publi\u00e9 par <a href=\"https:\/\/enduranceimmobilier.mwhost.ca\/a-propos\/\">Endurance Groupe Immobilier<\/a>, sous la responsabilit\u00e9 m\u00e9thodologique de <a href=\"https:\/\/enduranceimmobilier.mwhost.ca\/en\/david-tardif\/\">David Tardif, courtier immobilier<\/a> inscrit \u00e0 l&#8217;OACIQ.<\/p>\n    <\/div>\n\n  <\/article>\n\n  <aside class=\"sidebar\">\n    <div class=\"sidebar-card\">\n      <div class=\"sidebar-badge\">Indice Tardif<\/div>\n      <p>Indicateur hebdomadaire et mensuel des conditions transactionnelles du march\u00e9 r\u00e9sidentiel de l&#8217;\u00eele de Montr\u00e9al \u2014 publi\u00e9 par David Tardif, courtier immobilier.<\/p>\n      <a href=\"https:\/\/enduranceimmobilier.mwhost.ca\/indice-tardif\/methodologie\/\" class=\"btn-primary\">M\u00e9thodologie compl\u00e8te<\/a>\n    <\/div>\n  <\/aside>\n\n<\/div>\n\n\n","protected":false},"excerpt":{"rendered":"<p>Indice Tardif mai 2026 : le march\u00e9 de Montr\u00e9al en 1 chiffre \u00c9dition mensuelle \u00b7 Mai 2026 L&#8217;Indice Tardif \u2014 Mai 2026 : un march\u00e9 \u00e9quilibr\u00e9, mais sous tension sur l&#8217;\u00eele de Montr\u00e9al 50,3 \/100 Zone \u00e9quilibr\u00e9e Publi\u00e9 le 4 juin 2026 \u00b7 Donn\u00e9es mai 2026 En bref : en mai 2026, L&#8217;Indice Tardif s&#8217;\u00e9tablit [&hellip;]<\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[39,37],"tags":[],"class_list":["post-7500","post","type-post","status-publish","format-standard","hentry","category-monthly","category-tardif-index"],"acf":{"it_snlr":"","it_score":"50,3","it_zone":"equilibre","it_semaine":"","it_mois":"","it_periode":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.2 (Yoast SEO v28.8) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>Tardif Index May 2026: Montreal&#039;s Market in 1 Number - Endurance Groupe Immobilier par Tardif<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta 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